Stressed about your next vehicle's purchase or lease? Don't be! Jim Ellis Hyundai makes car financing easy. Many of our customers have told us that the finance process can be even more overwhelming than selecting a new or used vehicle. The way we see it, this should be the easiest part of the process. We've put together this auto financing guide to demystify the process and tell you exactly what goes into arriving at your monthly payment.

We Make Your Next Loan Or Lease Easy

Jim Ellis Hyundai has been serving Roswell, Duluth, Marietta, Alpharetta, and the greater Atlanta area for a long time. As such, we have many financial partners that cater to every vehicle and every type of credit. They are ready to compete for your business! So right up front, no matter where you are, or what your credit history is, we've got an auto loan or auto lease solution for you. For starters, it's always a good idea to have a sense of your monthly budget. It also helps to know if you have a trade-in or money you wish to include as a down payment. From there, only a few main points affect your monthly payment, and they are:

  • The Cap-Cost Of The Vehicle - This is the total amount financed for the loan or lease.
  • Cap-Cost Reduction - Variables that can lower the Cap-Cost, such as rebates, discounts, trade-ins, and down payments.
  • Lease Or Loan Term - In general, the longer the monthly term, the lower your monthly payment will be.
  • Mileage Allocation - If your vehicle is a lease, the more mileage you need, the higher the payment and vice-versa. Mileage does not apply to a finance scenario. If you drive a ton, then you may want to consider a finance option.
  • Credit Score - The better your credit, the better your loan or lease-rate will be. And vice-versa.

Jim Ellis Hyundai has a proud reputation for transparency and integrity, and we have helped countless customers over the years achieve their auto finance and auto lease goals. Our process is simple, and our finance team is standing by to elaborate on the many advantages that we have here with our finance products. Starting with a finance application in place allows you to come in, save time, and drive off in confidence. So kick-back, enjoy browsing our online inventory of new and pre-owned vehicles. Then, make sure to contact one of our finance or sales specialists to begin the process of making your favorite vehicle yours. We hope that you found this guide helpful, and we're looking forward to seeing you off in your next vehicle!

Your privacy is important to us. Jim Ellis Hyundai Atlanta takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

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Jim Ellis Hyundai Atlanta

5785 Peachtree Ind Blvd.
Directions Atlanta, GA 30341

  • Sales: 770-454-6789
  • Service: 770-234-7950
  • Parts: 770-234-7995

Sales Hours

  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 7:00 PM
  • Wednesday 8:00 AM - 7:00 PM
  • Thursday 8:00 AM - 7:00 PM
  • Friday 8:00 AM - 7:00 PM
  • Saturday 8:00 AM - 7:00 PM
  • Sunday Closed